NFIB has a lot of resources for small businesses offered on their website. (updated 4/24/2020)

Entrepreneur held a webinar this week on Understanding the Small Business Relief Package. You can access that information here after registering. (updated 4/24/2020)

On March 19th, Sam Hersey welcomed the Service Provider Companies to an Open Discussion. To view that webinar, click here. To view the handout, click here(updated 3/23/2020)

Russ Hollrah prepared this document with updates from Sunday, March 22nd. additional updates will be added here when made available. (updated 3/23/2020)

Russ Hollrah shared a memorandum that discusses a more recent IRS Notice that expands the coronavirus relief that IRS previously provided. (updated 3/24/2020)

Russ Hollrah shared some points about the New Small Business Loans. Click here for that information. (updated 3/25/2020)

The U.S. Chamber of Commerce shared a flyer on emergency loans(Updated 4/1/2020)

Bloomberg shared an article on Wednesday explaining the difference between layoffs and furloughs. Click here to access the article. The article mentions the federal WARN Act, which generally applies to larger employers. According to DOL’s website, employers are required to provide warn notification. A warn notice is required when a business with 100 or more full-time workers (not counting workers who have less than 6 months on the job and workers who work fewer than 20 hours per week) is laying off at least 50 people at a single site of employment (see glossary and FAQs), or employs 100 or more workers who work at least a combined 4,000 hours per week, and is a private for-profit business, private non-profit organization, or quasi-public entity separately organized from regular government. (updated 3/25/2020)

U.S. Department of Labor shared updates on the Families First Coronavirus Response Act. Click here for information(updated 4/8/2020)

MSPA Americas is monitoring developments in regards to the Coronavirus Stimulus Bill currently being debated in the Senate. This bill expects to makes updates to existing Family and Medical Leave law, as well as a deferral of federal tax obligations. Please see the full update attached, provided by Russell Hollrah of Hollrah, LLC.
Further, Disaster Relief Loans are being made available in numerous states by the Small Business Association. As of now, the following states have been declared Disaster Areas: California, Washington, Nevada, New Mexico, Utah, Montana, Alabama, Iowa, New Hampshire, Maine, Connecticut, District of Columbia, Rhode Island, Delaware, Arizona, Louisiana, Colorado and Florida. If you are located in one of those states, you should follow this link to send in your application. (updated 3/24/2020)

Russ Hollrah shared information about the U.S. Small Business Association Disaster Assistance that may be available. (updated 3/23/2020)

  • Areas eligible for SBA disaster loans – Apply for a loan with SBA, The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state’s or territory’s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration. Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available statewide to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19). This will apply to current and future disaster assistance declarations related to Coronavirus. SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance. Once a declaration is made, the information on the application process for Economic Injury Disaster Loan assistance will be made available to affected small businesses within the state. SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay. SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible. For questions, please contact the SBA disaster assistance customer service center at 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail
  • SBA Providing Disaster Assistance Loans for Small Businesses Impacted by Coronavirus (COVID-19)The SBA is working directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Small business owners in many states are now eligible to apply. Apply for disaster assistance.

Here is a sample letter Service Providers can send their Independent contractor databases. (updated 3/23/2020)

  • “Like all of you, over the past weeks, we have been closely monitoring COVID-19 and its impact. We are truly unprecedented times in our world.  We have, however, seen before and will see again, the resiliency of our amazing industry and the people that comprise it. During this time,  please know that you remain in our thoughts. As you might expect, our business very closely follows the trends of industries globally; and like you, this is a very quiet time for us. While we have moved our operations out of our corporate offices for 14 days to provide for ‘social distancing’ and the safety of our corporate team, our operating system allows us to function as seamlessly from remote locations. This assures that we never miss a call or email from you when you need help. We are in constant communication with our clients to make responsible decisions with the well-being of our shoppers and their employees in mind. If you are assigned to a visit and wish to complete it, we advise doing so as quickly as possible.  If you do not feel well, please do not shop.  If you are not comfortable completing an assignment right now, please contact your scheduler. We will continue to post new assignments as they become available. Stay safe and follow the recommendations of your local authorities as best as you can.”

The MSPA Europe/Africa Region created a Facebook Group and Americas members are welcome to enjoy. Click here for the information. The Region also held a webinar on March 20th and invite members to view it. Click here to access the webinar. (Password RAINBOW14)